OK! I promiss after today no more Christmas posts until it is actually Christmas time!
I was looking at the Google Analytics, and I saw that someone found this site by searching "ways to save 1000 before Christmas" - and that got me thinking about something that I did one year (and sort of just fell out of doing) this year.
During the holidays we spend alot more money than we do other times of the year. On food, on gifts, on everything. Throughout the year, every time you do a large grocery shop - pick up a $10 gift card to the grocery store. When the holidays come around, get out all those cards and use them for all your holiday meal shopping.
What this does is frees up a bit of your cash at Christmas time, allowing you to spend less on credit (If you are smart enough to not need credit cards for Christmas, email me, you should be writing for this blog.) When we can spend less on credit, we pay less interest.
Enough of the winter talk now - It's August and its beautiful outside :)
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